Mortgage Protection Insurance
Affordable protection that provides financial security for your home and family should tragedy strike.
Critical Illness
Chronic Illness
Terminal Illness
Also the option at the end of the term to receive ALL of your premiums back!
Mortgage Protection Insurance
Affordable insurance that provides financial security for your home and family should tragedy strike.
What Is Mortgage Protection Insurance?
Mortgage protection insurance is a type of term life insurance that is designed to pay off your mortgage in the event of your death. It functions like a standard term life policy: You purchase a policy for a set period, make monthly payments, and if you pass away while the policy is in force, your chosen beneficiary receives funds to pay off your mortgage. This coverage ensures that your family could stay in their home if you were no longer able to contribute to mortgage payments. In most cases you do have the option to receive all of the premium payments back at the end of the policy with an enhanced rider.
Mortgage protection insurance is right for you if you want to:
Protect your most
valuable asset
Ensure your loved ones never have to deal with the fear of losing their home
Provide financial security if the unthinkable happens
63% of families with children are dependent on two incomes.
63% of families with children are dependent on two incomes.
Advantages of Mortgage Protection Insurance
✔️ Provides a death benefit to pay off your mortgage in the event of your death
✔️ Pays your mortgage payments if you become disabled
✔️ Protects your mortgage payments in the event of critical illness
✔️ Provides benefits from a life insurance policy with generally affordable premiums
✔️ Achieves peace of mind for your home and family
✔️ Living Benefits - Chronic, Critical, and Terminal illness riders included
✔️ Return of Premium option in most cases
We can shop over
30-top rated insurance
carriers to help you
find the plan that's
right for you.
How Mortgage Protection Works
Mortgage protection insurance functions much like other life insurance policies: You pay premiums to the insurance company to purchase a specific amount of mortgage protection coverage. Those premiums are based on your attained age and your health, as well as the value of your home and the payoff amount. If you die while the policy is in force, the insurance company provides funds to pay off your mortgage.
Get A Mortgage Protection Quote Today
Protect your home, your loved ones, and your legacy.
We'll show you how.
This site is not part of the Facebook website or Facebook Inc. Additionally, this site is not endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK INC* rates may vary based on driving record, age, state, and model of vehicle.
By using this site and submitting you details you agree not to use any information on this site as advice. The advice will come from a registered adviser based in New Zealand and is qualified to advise on the information you have supplied. The advice can be done via phone or face to face meeting. Your information: We will not share or on-sell your data to another third party other than for the sole purpose of giving you advice from (the adviser) who will contact you via email or phone. Family Life Benefits is not an insurance or operating company but connects individuals with insurance providers. Products and services are provided exclusively by the providers. Descriptions are for informational purposes only and subject to change. Insurance plans may not be available in all states. FamilySolutions.life is not affiliated with any insurance plan nor does it represent or endorse any plan. FamilySolutions.life is not affiliated with or endorsed by the United States government or the federal Medicare program. By using this site, you acknowledge that you have read and agree to the Age: You must be over the age of 18 to use this site. Remuneration: The advisors on this site pay a fee to Fly Me High Limited to manage the content and website by way of a license. The advisers are paid via a commission from the insurance company. How your insurance is structured may reflect on the insurer they decide to use. You do have the right to ask your adviser for their commission structure and how they are rewarded. You also have the right to obtain a copy of their disclosure statement, which will be provided free of charge. Disclosure Documents: All advisers disclosure documents and FSP numbers are stored on the site. Marketing: We may remarket to you via a cookie tracking code which is outlined in the Google advertising guidelines here. This includes Facebook advertising, which is outlined here. We may also communicate to you via email from time to time. This website has done their best to ensure the content on this site is up to date and accurate. We do not give any warrants or guarantees on any claims made and shall not be held responsible for any damages or loss that may occur.
We are not an insurance company. The information displayed from your assessment is not advice. The information displayed is a basic overview of what is ‘likely’ to be the best company to use based on the limited information provided. The adviser will contact you and structure your cover based on your situation. They will show you price comparisons and company comparisons. PRIVACY POLICY By submitting your details, you agree to an adviser calling you to obtain further information to enable them to give you a full statement of advice and recommendations on policy type and costs.